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Loan emi

An MCP tool from the Calculators server, hosted on mcp.hjlabs.in.

Monthly payment (EMI) for a loan or mortgage from principal, annual interest rate and term, with total interest, total paid and an optional year-by-year amortisation summary.

Name on the gateway: math__loan_emi · read-only.

Parameters

NameTypeDescription
principal requirednumberAmount borrowed.
annual_rate requirednumberAnnual interest rate in percent, e.g. 8.5.
years requirednumberTerm in years (fractions allowed).
schedulebooleanInclude a yearly amortisation table. Default false.

How to call it

Through the Smart Gateway, any client can run it by name with call_tool, or let the gateway find it with search_tools:

call_tool arguments
{
  "name": "math__loan_emi",
  "arguments": {
    "principal": 0,
    "annual_rate": 0,
    "years": 0
  }
}

Or connect the Calculators server directly, which lists 28 tools including this one:

Run in your terminal
claude mcp add --transport http hj-math https://mcp.hjlabs.in/mcp/math \
  --header "Authorization: Bearer YOUR_API_KEY"

Try asking

Use the loan emi tool with principal set to ….

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